# Question 29536: Compound and Discount with the Same Factor and Period Count

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This teaching derivation has second-context AI mathematical and bilingual semantic review, limited to the model and assumptions stated in this question. It has no human review or new Lean proof and does not promote the original question or MKO to Canonical truth.

R0058-29536 · q-20261013-advance-20261022-r02-present-value-discounting-0061



## Original question and givens

Use a fixed rate i=-2/20 per declared period, with 1+i>0, fixed period conventions and no cash flows, fees, taxes or rounding. Amounts are nonnegative exact rationals. Use exact rationals, normalize denominator signs, reduce fractions and omit /1 for integer outputs. This is not investment advice, a quote or a market forecast. principal=70/2, periods=1. Give (principal,rate,periods,compounded future amount,recovered present amount,exact recovery?).


- G001 — Use a fixed rate i=-2/20 per declared period, with 1+i>0, fixed period conventions and no cash flows, fees, taxes or rounding. Amounts are nonnegative exact rationals. Use exact rationals, normalize denominator signs, reduce fractions and omit /1 for integer outputs. This is not investment advice, a quote or a market forecast. principal=70/2, periods=1. Give (principal,rate,periods,compounded future amount,recovered present amount,exact recovery?).





## Definition and scope

Use the original question domain, assumptions and cited MKO definitions. This item has second-context mathematical and bilingual review, with the model, answer and every arithmetic step independently recomputed from the original parameters; the source question remains a candidate.


- [mko-present-value-discounting](https://ocme.evemisslab.com/en/mko/mko-present-value-discounting/)





## Step-by-step derivation

S001 · impliesBefore

source roles = [qf-str22-presentvalue-forward-backward-audit, presentvalue-forward-backward-audit]

After

derived = [[principal, rate, periods, future, recovered, roundtrip]]

Conditions: none

Follow THIS bank exact keys,domain/frame,operation and answer role.STR22/App20 tuples differ from legacy scalars;retain or omit/1 by the ORIGINAL contract,not a generic visual convention.

Step identifiers and dependenciesRule: R58_EXACT_source_interface_and_answer_ROLE · Uses: G001





S002 · impliesBefore

source roles = [Present value rate, [-2, 20]]

After

derived = [-1/10]

Conditions: none

Check BOTH raw pair components within1e6 and nonzero denominator BEFORE sign/gcd normalization.This STR22 profile must not be imposed on legacy SAFE/BigInt tasks.

Step identifiers and dependenciesRule: STR22_input_RAW_pair1e6_before_sign_gcd_normalization · Uses: G001, S001





S003 · calculationBefore

Present value ORIGINAL positive accumulation factor := sum(1, -1/10)

After

Present value ORIGINAL positive accumulation factor = 9/10

Conditions: none

Substitute exact ORIGINAL operands.Additional teaching algebra does not inherit raw-input caps;only declared SOURCE rational operations apply their own profile.

Step identifiers and dependenciesRule: exact_rational_arithmetic · Uses: G001, S002





S004 · impliesBefore

source roles = [Present value ORIGINAL positive accumulation factor, sum, [1, -1/10]]

After

derived = [[1], [9, 10], 9/10]

Conditions: none

SOURCE addition first uses denominator gcd,and multiplication cross-cancels.Check BOTH resulting raw components within1e6 BEFORE final reduction.Division qualifies the nonzero reciprocal.Do not substitute another bank profile or loosen a source hold.

Step identifiers and dependenciesRule: STR22_SOURCE_gcd_crosscancel_THEN_raw1e6_BEFORE_final_reduction · Uses: G001, S003





S005 · impliesBefore

source roles = [-1/10, 9/10]

After

derived = [Yes]

Conditions: none

Use the SAME fixed per-period rate/period convention without cash flows,fees,taxes or rounding.Require1+rate>0;the rate may be negative.This is not a market forecast or investment advice.

Step identifiers and dependenciesRule: Present_value_FIXED_model_same_rate_period_NOcashflows · Uses: G001, S004





S006 · impliesBefore

source roles = [9/10, 1]

After

derived = [1, 9/10, 1, out*base^exp=factor^n]

Conditions: none

Initialize out=1,base=factor,exp=n with invariant out*base^exp=factor^n.At n=0 return the empty product1,but STILL qualify the original factor.

Step identifiers and dependenciesRule: Present_value_BINARY_power_initial_emptyproduct_invariant · Uses: G001, S005





S007 · calculationBefore

Present value ORIGINAL binary odd multiply0 := mul(1, 9/10)

After

Present value ORIGINAL binary odd multiply0 = 9/10

Conditions: none

Substitute exact ORIGINAL operands.Additional teaching algebra does not inherit raw-input caps;only declared SOURCE rational operations apply their own profile.

Step identifiers and dependenciesRule: exact_rational_arithmetic · Uses: G001, S006





S008 · impliesBefore

source roles = [Present value ORIGINAL binary odd multiply0, mul, [1, 9/10]]

After

derived = [[1, 1], [9, 10], 9/10]

Conditions: none

SOURCE addition first uses denominator gcd,and multiplication cross-cancels.Check BOTH resulting raw components within1e6 BEFORE final reduction.Division qualifies the nonzero reciprocal.Do not substitute another bank profile or loosen a source hold.

Step identifiers and dependenciesRule: STR22_SOURCE_gcd_crosscancel_THEN_raw1e6_BEFORE_final_reduction · Uses: G001, S007





S009 · impliesBefore

source roles = [9/10, 1, 0, [1, 9/10, 1]]

After

derived = [Yes, 9/10, 9/10, 0, Yes]

Conditions: none

Write old exp=2q+r.Multiply by base when r=1,and square the base ONLY if q>0.This preserves the SAME exact power without an unused final square that could cause a spurious source hold.Do not replace the SOURCE binary sequence with linear multiplication and shrink its domain.

Step identifiers and dependenciesRule: Present_value_EACH_binary_exponent_step_no_unused_final_square · Uses: G001, S008





S010 · impliesBefore

source roles = [Present value principal, [70, 2]]

After

derived = [35]

Conditions: none

Check BOTH raw pair components within1e6 and nonzero denominator BEFORE sign/gcd normalization.This STR22 profile must not be imposed on legacy SAFE/BigInt tasks.

Step identifiers and dependenciesRule: STR22_input_RAW_pair1e6_before_sign_gcd_normalization · Uses: G001, S009





S011 · calculationBefore

Present value ORIGINAL compound principal := mul(35, 9/10)

After

Present value ORIGINAL compound principal = 63/2

Conditions: none

Substitute exact ORIGINAL operands.Additional teaching algebra does not inherit raw-input caps;only declared SOURCE rational operations apply their own profile.

Step identifiers and dependenciesRule: exact_rational_arithmetic · Uses: G001, S010





S012 · impliesBefore

source roles = [Present value ORIGINAL compound principal, mul, [35, 9/10]]

After

derived = [[5, 1], [63, 2], 63/2]

Conditions: none

SOURCE addition first uses denominator gcd,and multiplication cross-cancels.Check BOTH resulting raw components within1e6 BEFORE final reduction.Division qualifies the nonzero reciprocal.Do not substitute another bank profile or loosen a source hold.

Step identifiers and dependenciesRule: STR22_SOURCE_gcd_crosscancel_THEN_raw1e6_BEFORE_final_reduction · Uses: G001, S011





S013 · calculationBefore

Present value ORIGINAL discount SAME compounded amount := div(63/2, 9/10)

After

Present value ORIGINAL discount SAME compounded amount = 35

Conditions: none

Substitute exact ORIGINAL operands.Additional teaching algebra does not inherit raw-input caps;only declared SOURCE rational operations apply their own profile.

Step identifiers and dependenciesRule: exact_rational_arithmetic · Uses: G001, S012





S014 · impliesBefore

source roles = [Present value ORIGINAL discount SAME compounded amount, div, [63/2, 9/10]]

After

derived = [[9, 2], [35, 1], 35]

Conditions: none

SOURCE addition first uses denominator gcd,and multiplication cross-cancels.Check BOTH resulting raw components within1e6 BEFORE final reduction.Division qualifies the nonzero reciprocal.Do not substitute another bank profile or loosen a source hold.

Step identifiers and dependenciesRule: STR22_SOURCE_gcd_crosscancel_THEN_raw1e6_BEFORE_final_reduction · Uses: G001, S013





S015 · impliesBefore

source roles = [35, -1/10, 1, 9/10]

After

derived = [63/2, 35, Yes]

Conditions: none

The SAME positive accumulation gives(principal*acc)/acc=principal.Retain both actual calculations,including n=0.This exact-model algebraic roundtrip makes no claim about realized future returns.

Step identifiers and dependenciesRule: Present_value_roundtrip_cancel_SAME_positive_power · Uses: G001, S014









## Reverse checks


- S015 · premise_and_result_audit — Reverse-check EACH original datum,index,direction,representative and premise,not only the answer.Exact candidate checking,independent review,formal proof and publication clearance remain separate.
- S014 · premise_and_result_audit — Reverse-check EACH original datum,index,direction,representative and premise,not only the answer.Exact candidate checking,independent review,formal proof and publication clearance remain separate.
- S013 · premise_and_result_audit — Recompute Present value ORIGINAL discount SAME compounded amount with exact rational arithmetic, not rounded decimals.
- S012 · premise_and_result_audit — Reverse-check EACH original datum,index,direction,representative and premise,not only the answer.Exact candidate checking,independent review,formal proof and publication clearance remain separate.
- S011 · premise_and_result_audit — Recompute Present value ORIGINAL compound principal with exact rational arithmetic, not rounded decimals.
- S010 · premise_and_result_audit — Reverse-check EACH original datum,index,direction,representative and premise,not only the answer.Exact candidate checking,independent review,formal proof and publication clearance remain separate.
- S009 · premise_and_result_audit — Reverse-check EACH original datum,index,direction,representative and premise,not only the answer.Exact candidate checking,independent review,formal proof and publication clearance remain separate.
- S008 · premise_and_result_audit — Reverse-check EACH original datum,index,direction,representative and premise,not only the answer.Exact candidate checking,independent review,formal proof and publication clearance remain separate.
- S007 · premise_and_result_audit — Recompute Present value ORIGINAL binary odd multiply0 with exact rational arithmetic, not rounded decimals.
- S006 · premise_and_result_audit — Reverse-check EACH original datum,index,direction,representative and premise,not only the answer.Exact candidate checking,independent review,formal proof and publication clearance remain separate.
- S005 · premise_and_result_audit — Reverse-check EACH original datum,index,direction,representative and premise,not only the answer.Exact candidate checking,independent review,formal proof and publication clearance remain separate.
- S004 · premise_and_result_audit — Reverse-check EACH original datum,index,direction,representative and premise,not only the answer.Exact candidate checking,independent review,formal proof and publication clearance remain separate.
- S003 · premise_and_result_audit — Recompute Present value ORIGINAL positive accumulation factor with exact rational arithmetic, not rounded decimals.
- S002 · premise_and_result_audit — Reverse-check EACH original datum,index,direction,representative and premise,not only the answer.Exact candidate checking,independent review,formal proof and publication clearance remain separate.
- S001 · premise_and_result_audit — Reverse-check EACH original datum,index,direction,representative and premise,not only the answer.Exact candidate checking,independent review,formal proof and publication clearance remain separate.





## Result

(35, -1/10, 1, 63/2, 35, Yes)

The full substitutions and premise checks give the original answer; source identity,format and status are unchanged.





## This question review and source binding

Review date: 2026-10-26

Original questions, answers, step expressions, numeric ASTs and historical records are retained. Source candidate labels remain historical and are not overwritten as formal proof.

Source hashes and review receipts
- input commit: 0f7be61e2c22317a4075561dc822c87d881a50db
- original question SHA-256: a0e247615ebbe0de5423f450b35caabfe8ada62d93973eb2971bc2c85cfdbee4
- candidate record SHA-256: bcd3fc2d4f060cb466a8a61ac8552cb9567c9f71d6e149dd29f7a1731e3ab9c7
- semantic review receipt SHA-256: 66bbb31c5fe644576dfd47ac71ca9e367fc23b948eac8e3eb648d96dadea05df
- question-first witness SHA-256: b1e4fbdbca8d0ac3581e2f26466374d870f3c8498fab7cf6873feca5bbec44e7
- Lean: NOT_RUN · human review: NOT_PERFORMED

[Same-source full JSON](https://ocme.evemisslab.com/data/question-derivations/questions/q-20261013-advance-20261022-r02-present-value-discounting-0061.json)




